Many residents in Texas complain that the auto insurance premiums are expensive in 2011. Why is car insurance so expensive for Houston, Dallas and San Antonio drivers in 2011? In this article, we will do simple research to find out the truth behind the car insurance premiums for Texas drivers.

Is it true that car insurance is expensive in Texas? It is true, as the average annual auto insurance premium for a Texas driver was $1,292 in February 2011, according to the Carinsurance.com Premium Index. This price means a Texas driver will have to pay a total of $64,600 in his or her 50-year driving life. But compared to other states in the U.S., car insurance in Texas is not expensive at all. In the first two months of 2011, each Texas resident should pay an average of $1,273 for annual car insurance, 11.1 percent lower than the national average. Other sources have different numbers. But they all show that the average auto insurance premium for Texas drivers is cheaper than that for drivers in most of other states.

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